Azeem Muhammad and his affiliated/related entities and partner companies (“we” or “us” or “our”) respect your privacy, including how your information is used and shared.  Please read the below to learn more about the collection and use of information that you submit or that we collect through this website. By using this website, you consent to our collection, use, disclosure, and retention of your personal information as described herein (including as updated or amended from time to time).  If for any reason you do not agree to the terms of this privacy policy, please stop using the website immediately.         

Your Choices:  You can always choose not to disclose information to us, but keep in mind that you may need to supply certain information to us in order to take advantage of some of our features. 

Collected Information:  Information that we collect may include a) information that you supply to us, including contact and related information (e.g., name, e-mail address, age, date of birth, geographic location, etc.), forms filled out by you on the website, correspondence with us by e-mail or otherwise, registration on the website, subscribing to e-mail updates, newsletters or other subscriptions and features made available on the website from time to time, payment and billing information, information that you publicly post on this website, additional information as otherwise described to you at the point of collection or pursuant to your consent; and b) certain information that we may automatically collect from you, including demographic information, information related to your device, such as your device’s IP address, login information, browser type/version, operating system/platform, referring website, what pages your device visited, the time your device visited our website/length of visit, page interaction information, URL clickstream, and other unique qualifiers (e.g., mobile device identification numbers, etc.).    

Cookies & Tracking Technologies: This website uses certain tracking technologies (e.g., cookies and pixel tags, etc.) to automatically collect information from you for a variety of purposes, including to enhance your online experience.  A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer’s hard drive.

The types of cookies we may use and the purposes for which we use them include:

• Strictly Necessary: These cookies are essential in order to enable you to browse our website and use its features. The information collected by these cookies relate to the operation of our website, for example website scripting language and security tokens to maintain secure areas of our website. 
• Performance/Analytics: These cookies collect anonymous information about how you use our website, for example which pages you visit most often, whether you receive any error messages, and how you arrived at our website. Information collected by these cookies is used only to improve your use of our website and never to identify you. These cookies are sometimes placed by third-party providers of web traffic analysis services, such as Google Analytics.
• Functionality:  These cookies remember choices you make, for example the country you visit our Site from, your language and any changes you have made to text size or other parts of web pages that you can customize, in order to improve your experience of our website and to make your visits more tailored and enjoyable. The information these cookies collect may be anonymized and cannot be used to track your browsing activity on other websites.
• Targeting or Advertising: These cookies collect information about your browsing habits and inferred interests in order to make advertising more relevant to you. They are also used to limit the number of times you see an advert, as well as to measure the effectiveness of an advertising campaign. These cookies are usually placed by third-party advertising networks. They remember the other websites that you visit and this information is shared with third-party organizations, for example advertisers.
• Social Media: These cookies allow you to share what you’ve been doing on our website with social media organizations such as Facebook and Twitter. These cookies are not within our control. Please refer to the privacy policies of these organizations for how their cookies work.

Please note that third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies.

We may use cookies:

• to collect anonymized data on users behaviour on the website. We may also capture what site a user has come from and what site they go to and also some demographic data (e.g. the user’s location) and we may use that data to analyse user behaviour across multiple sites;
• to categorize pools of users (on an anonymized basis) based on demographic and/or behavioural data and use this to, (1) target our advertising to cookie-ed users on third party websites and our related/affiliated websites, and (2) use that data to allow targeted third party advertising to categorized cookie-ed users either in respect of advertising placement we have bought/placed and targeted to users on behalf of third parties or in respect of advertising bought/placed by third parties and targeted to cookie pools we may have “sold” to these third parties.

If and to the extent that our website uses Google AdSense to publish advertisements, when you view or click on an advertisement a cookie will be set to help better provide advertisements that may be of interest to you on this and other websites. You may opt-out of the use of this cookie by visiting Google’s Advertising and Privacy page: http://www.google.com/privacy_ads.html.

We, or our third party partners, may employ a software technology called web beacons (also known as web bugs, clear gifs or pixels) which helps us understand what content is effective, for example by counting the number of users who have visited these pages, and to understand usage patterns. Web beacons are tiny graphics with a unique identifier, similar in function to cookies, and are used to let us know when content is viewed. In contrast to cookies, which are stored on a user’s computer hard drive, web beacons are embedded on web pages, ads, and e-mail. We, or our third party partners, may tie the information gathered by web beacons to the other information we collect about you.  

Most internet browsers are automatically set up to accept cookies and other tracking technologies. However, if you want to refuse or delete any cookies (or similar technologies), please refer to the help and support area on your internet browser for instructions on how to block or delete cookies. Please note you may not be able to take advantage of all the features of our website, including certain personalized features, if you delete or disable cookies.

How Do We Use Information:  We may use information held about you in the following ways:

• To help us respond to your queries;
• To provide you with content, offers, promotions, alerts, services, newsletters, and e-mail updates; 
• To provide you, or permit selected third parties to provide you, with information about other goods and services we offer that are similar to those that you have already purchased or inquired about or that we feel may interest you;
• To make suggestions and recommendations to you and other users of our website about goods or services that may interest you or them;
• To provide or permit third parties to provide targeted advertising via websites you visit about goods or services that you may find interesting;
• To measure or understand the effectiveness of advertising we serve to you and others, and to deliver relevant advertising to you;
• To track the progress and number of entries in competitions and promotions; 
• To allow you to interact with our site; 
• To carry out our obligations arising from any contracts entered into between you and us and to provide you with the information, products and services that you request from us;
• To manage your access to the services or notify you about changes to the services;
• To comply with legal and regulatory requirements;
• To administer our website and for internal operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes;
• To improve our website to ensure that content is presented in the most effective manner for you and for your computer; 
• To combine information that we receive from other sources with information you give to us and information that we collect about you, and to use this combined information for the purposes set forth above;  
• As part of our efforts to keep our website safe and secure; and
• As otherwise described to you at the point of collection or pursuant to your consent.  

Sharing of Information:  We may share your personal data with any affiliated/related entities and selected third parties including:

• Business partners, suppliers and sub-contractors for the performance of any contract we enter into with them or you in order to provide you with a product or service;
• Business partners, suppliers and sub-contractors to provide you with information about promotions and offers;
• Advertisers, advertising networks and social networks that require the data to select and serve relevant adverts to you and others. We may also use aggregate and other information to help advertisers reach the kind of audience they want to target. We may make use of the personal data we have collected from you to enable us to comply with our advertisers’ wishes by displaying their advertisement to that target audience;
• Mobile carriers, operating systems and platforms if you have accessed the website through a mobile device; 
• Analytics and search engine providers that assist us in the improvement and optimization of our website; 

We may also disclose your personal data to third parties:

• In the event that we sell or buy any business or assets, in which case we may disclose your personal data to the prospective seller or buyer of such business or assets;
• If the entity that controls this website or substantially all of its assets are acquired by a third party, in which case personal data held by it about its customers will be one of the transferred assets;
• If we are under a duty to disclose or share your personal data in order to comply with any legal obligation, or to protect the rights, property, or safety of us, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction; 
• Third parties when you consent to or request such sharing; and 
• To any other third party where lawful.

Linked Websites:  For your convenience, hyperlinks may be posted on this website that link to third party websites, including our partner networks, affiliates and advertisers.  We are not responsible for, and this privacy policy does not apply to, the privacy practices of any such linked sites or of any companies that we do not own or control.      

Security:  We attempt to maintain reasonable technical, physical, and administrative security measures to protect the security of your personal information.  That said, we cannot guarantee or warrant that your use of this website will be completely safe and free from the threat of theft or inadvertent disclosure.     

California Privacy Rights:  Under California law, if you are a resident of California you may be entitled to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes.  To make such a request, please send an e-mail to: info@laffinstock.com. For all requests, you must put the statement “Your California Privacy Rights” in the body of your request, as well as your name, street address, city, state, and zip code.  In the body of your request, please provide enough information for us to determine if this applies to you. You need to attest to the fact that you are a California resident and provide a current California address for our response. Please note that we will not accept requests via the telephone, mail or by facsimile, and we are not responsible for notices that are not labeled or sent properly.

EEA:  If you reside in a country that is a member state of the European Economic Area, you may be entitled to request information from us regarding your personal information stored by us and to have your personal data corrected, deleted and blocked by us.  These rights apply under and are subject to applicable law. If you want to exercise any of these rights, please contact us at: info@laffinstock.com. We may require you to prove your identity with approved identification.    

International Transfer:  If you live outside of the United States, you understand and agree that we may transfer your information to the United States.  This website is subject to United States laws, which may not afford the same level of protection as those in your country.      

Children:  This site is a general audience site and it is not intended for children under the age of 17.  We do not knowingly collect personal information from users in this age group. If you are under 17 years old, you are not permitted to submit any personal information to us.    

Updates:  From time to time we may change our privacy practices, and such changes will be posted on this page.  Please check back frequently to see any updates or changes to our privacy policy. If you do not agree or consent to these updates or changes, do not continue to use this website. 

Questions:  If you have any questions or concerns regarding our privacy policies, please send us a detailed message to info@laffinstock.com and we will try to answer your concerns.